October 20, 2026

Banking as a Service: How Should Community Banks Think About BaaS?

Banking as a Service (BaaS) allows non-bank companies to offer banking services by partnering with licensed banks through APIs.

Banking as a Service (BaaS): Expanding Market Reach

BaaS allows non-bank companies to offer banking services by partnering with licensed banks through APIs. This model provides community banks with opportunities to generate additional income and reach new customer segments without building new products internally. However, it also introduces regulatory and reputation risks, as highlighted by the recent challenges faced by BaaS providers like Synapse.

Read the Doc

‍

Read More Blogs

Welcome Jeffrey Zern to Smiley!
October 20, 2026

Welcome Jeffrey Zern to Smiley!

Alogent and Smiley Technologies Partner to Modernize Item Processing for Community Banks
October 15, 2026

Alogent and Smiley Technologies Partner to Modernize Item Processing for Community Banks

Smiley Technologies Names Jeff Small Chief Operating and Financial Officer
July 15, 2026

Smiley Technologies Names Jeff Small Chief Operating and Financial Officer

SavvyMoney + Smiley: Financial Wellness, Thoughtfully Integrated
June 9, 2026

SavvyMoney + Smiley: Financial Wellness, Thoughtfully Integrated